Transforming IFRS 17 Implementation Through Digital Twin Validation
Aug 20, 2025
September 14, 2023
A global insurer implemented IFRS 17 using xflow's validation-first approach, testing requirements with real production data before development began.
The Challenge
A global insurer needed to implement IFRS 17 without impacting existing systems and processes. The technical requirements included orchestrating data from multiple legacy systems, integrating with multiple actuarial calculation engines, building new CSM and risk adjustment processes, and ensuring all regulatory reporting deadlines were met without disruption.
Our Solution
xflow enabled a different approach. Instead of building based on assumptions, the engineering team had access to a prototype and validation environment where requirements could be modeled, tested, and refined using actual production data - without the need for spreadsheets and complex requirements documentation.
Key Features
Prototype and validation environment with real production data
Direct validation of data format inconsistencies and timing mismatches
Change management prototyping for regulatory interpretations
Clear specifications for development teams
End-to-end flow verification before development
The Outcome
Validating processes in xflow gave engineering teams clear specifications for development, with insight into data formats, data dependencies, and identified edge cases. Development focused on technical implementation rather than requirements clarification, resulting in faster delivery, fewer defects, and successful deployment.
Key Results
Faster delivery with fewer defects
Successful deployment without UAT surprises
Improved collaboration between business and technical teams
Complete audit trail from concept to implementation